Starting a new business in any field is always a challenging task. Factors that determine credit risk, to assess the possibility of its increase. Statement: A document or bill that records all activities or transactions that have taken place within a specified time period. Approval: It refers to the formal act of approving a request or application for a loan or credit card by the lender. They are used by people from different walks of life like proprietors, salesmen, chief executive officers, insurance company officials, restaurant managers, hotel staff, bank employees, shop owners, etc. Ou

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